A public adjuster is a State licensed insurance professional who works for a fee on behalf of the policyholder to settle a claim. They will help to:
• Valuate the total loss, including building damage, your personal property and contents of your house, and additional living expenses while repairs are being made;
• Review your policy to identify all aspects of coverage that could be applied to your claim;
• Present the claim to your insurance carrier;
• Negotiate with the insurance carrier on your behalf; and
• Settle the claim quickly and efficiently for the amount you are entitled to.
By hiring a public adjuster, however, you have an expert on your side with the experience needed to increase the settlement to the amount you deserve. It’s never too late to hire a public adjuster. It’s very common for homeowners and business owners to try to handle property damage claims on their own, especially if it’s the first time they’ve incurred such damages.
When there’s a dispute with an insurance company regarding the amount of settlement you are entitled to, a public adjuster who can do the entire scope of work needed will be your best defense. Most damage claims are able to be settled without the need for legal representation of an attorney at a fraction of his cost, saving you both time and the extra expense of hiring an attorney. You need a skilled negotiator in insurance policy and construction estimates that every can understand line for line.
It’s never too late to hire a public adjuster. It’s very common for homeowners and business owners to try to handle property damage claims on their own, especially if it’s the first time they’ve incurred such damages. By hiring a public adjuster, however, you have an expert on your side with the insurance policy experience needed to increase the settlement to the amount you deserve.
Hiring a public adjuster allows you to return to your work responsibilities and your family life sooner than working tirelessly to price each of the thousands of items in your home or try to wrangle up 3 bids out of strange contractors that your life now depends on as you await their guesstimate on your most expensive purchase you have ever made.